The MBNA brand and portfolio are a good fit with our existing card business and we will focus on providing its customers with excellent service and value. Our low cost to income ratio and proven integration capabilities will deliver significant synergies and value to our shareholders.
The buyout is a slightly more positive form of expenditure at least as far as the bank is concerned compared to the huge amount of money that it has been setting aside to deal with PPI compensation recently.
Lloyds has, by a fairly healthy margin, set aside more than any other UK bank in response to the PPI mis-selling crisis. Government abandons Lloyds retail sale. Lloyds Banking Group cuts 1, jobs. Image source, Reuters.
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